淘宝退款是退到支付宝还是银行卡?
关键词：淘宝退款是退到支付宝还是银行卡？
在淘宝网上购物，我们一般使用支付宝或是网银卡支付款项。如果你遇到了淘宝退款这项麻烦事儿的话，你肯定会疑惑，淘宝退款是退到支付宝上还是银行卡上呢？
当我们交易失败或是维权成功的时候，卖家需要把我们支付的款项退回给我们，那么淘宝退款是退到支付宝还是银行卡呢？这里分4种情况：
（1）第一种情况：若是使用余额宝支付交易，则实时退回到支付宝余额上，并且所退回来的余额宝可以立即使用。
（2）第二种情况：若是使用网银卡支付交易，则所退回款项是退到网银卡上的，但是与余额宝不同的是，不同的卡种所退款的时间是不一样的，一般来说是3—7天。需要注意一点是，如果你的银行没有开通短信提醒功能，那么款项退回银行卡不会有短信通知，请不要以是否有短信通知为准。建议大家查看银行的收支明细，信用卡包括已出账单和未出账单。
（3）第三种情况：使用红包、集分宝、天猫商城积分等其他资产形式一起付款的时候，淘宝应该如何对款？在这一点上，淘宝退款是根据付款的形式分别退回的，并不会统一以现金形式退回。
（4）第四种情况：当我们遇到售后维权所得金额不对，这是我们就需要在淘宝网上联系淘宝客服处理了。
在整个退款的过程中，我们还可以通过在淘宝网上查询退款就成。如果您是淘宝交易，也可以：登录淘宝—【我的淘宝】—找到对应的订单，点击【订单详情】或者【查看退款】，点击【查看退回的钱款】，即可查看前台具体的进度。
本文来源： 大田环球贵金属
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